Apragya AI supports three payment methods. Most tenants start on credit card; larger ones move to ACH or invoice billing as they scale.
Credit card
- Sidebar > Admin > Billing > Payment Methods > Add Card
- Stripe-secured card entry; we don't store the card on our servers
- All major Visa / Mastercard / Amex; some Discover support varies by region
- Auto-charges on every billing cycle
ACH / bank transfer (US tenants)
- Same Payment Methods screen > Add Bank Account
- Connect via Plaid (instant) or micro-deposits (3-5 business days to verify)
- Lower fees than card; useful for high-volume tenants
- ACH-funded plans get a 2% discount off the listed price
Invoice billing (annual plans + Enterprise)
Available on annual contracts above USD 5,000/year. We invoice you 30 days net; you pay by bank transfer or wire. Set up via Sidebar > Admin > Billing > Switch to Invoice Billing (your CSM gets a confirmation request).
If a card payment fails, the platform retries 3 times over 7 days, then puts the tenant in a 14-day read-only grace period before pausing. To avoid this, set up a backup payment method - Payment Methods > Add backup. The platform tries the backup automatically when the primary fails.